Lachlan G.(locky) Cummine, REALTOR, CERC

Links

MY LISTINGS

Town & Country Realty

Canada's MLS Search

The City of Lloydminster

Bordercity

GOOGLE Search Engine

POSTAL CODE?

Brother P-touch Labels and Ptouch Tapes

Synergy Credit Union

CIBC

Common Wealth Credit Union

ScotiaBank

RBC Financial

T-D Canada Trust

ATB Financial

BMO - Bank of Montreal

FREEMASONS of Saskatchewan

How do I become a Freemason?

Weather

"When you care who represents YOU!"

There are aspects of real estate sales that seem pretty simple. There are many elements of a smooth transaction, however, that are complicated and daunting.

I can help you with every aspect of buying or selling your home because I’m experienced, because I’m professional . . .and because I care.

I was born and raised in the community of Lloydminster and have been an active member of the community in many aspects over the last 50 plus years. As a member of the community and a Full Time Professional REALTOR®, with 15 years of experience in all aspects of real estate. I welcome the opportunity to make your next real estate transaction as stress-free as possible.

Please feel free to contact me at your convenience, either at the office, 780.875.5581, or on my cell phone at 780.872.2270 or via e-mail, locky@tcrlty.ca.

Sincerely, Lachlan G. (locky) Cummine, REALTOR®, CERC, 2B1ASK1

Lloydminster Town & Country Realty Ltd.

Featured Listings

Calculators

Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

Required

Required Must be a number between 1 and 50
Term In Years:
Required Must be a number between 1 and 100
Interest Rate:	%
Required
Cost of Home:	$
Required Cannot be more than Cost of Home
Down Payment:	$
Required
Annual Insurance:	$
Estimate Insurance to 0.43%of Cost
Required
Annual Property Tax:	$
Estimate Tax to 1.2%of Cost
Monthly Income:	$	Required
Monthly Debt:	$	Required

Optional

Gross Debt Service Ratio (GDS):
Total Debt Service Ratio (TDS):
Condos Fees:	$

Results

Receive this Detailed Analysis

Mortgage

Qualification

Affordability

Rent vs Buy

Your Monthly Payments

Loan Amount:
Loan Insurance ( %):
Total Loan(Mortgage) Amount:

Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:

Feedback Form

Whether you are planning to buy your first home or sell your existing home, contact us today!

We'd love to hear from you!


To:	Lachlan G.(locky) Cummine
Subject:	Please do not use <, >, or HTML.


Why is my contact information showing?
First Name:	First name is required. Please do not use <, >, or HTML.
Last Name:	Last name is required. Please do not use <, >, or HTML.
* Email:	Email is required. Invalid Format
Phone:	Phone is required. Invalid Format

Comments:	Please do not use <, >, or HTML.

Receive additional information via email. Unsubscribe at any time.

SHOPPING with CUMMINE

Come shopping with me
All kinds of shopping. Amazon, Yahoo read more...

Contacts



Lachlan G.(locky) Cummine
Email Lachlan G.(locky)

Phone:	780-875-5581
Home:	780-875.3672
Cell:	780-872-2270
Fax:	780-875-5584
Address:	3514-50th Avenue S. Unit A
City:	Lloydminster
Province:	Alberta T9V 1H5
Country:	Canada